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My Christmas time pay day loan delivered me into a spiral of financial obligation

My Christmas time pay day loan delivered me into a spiral of financial obligation

A supporter of our Clean up Credit campaign, speaks openly about his experiences of payday loans spiralling out of control in this guest post, Skint Dad. He shares their tale to simply help other people from stepping into debt…

This past year, my fiancée and I also had been both working and doing OK (I was determined to have a good Christmas so I thought) and. We knew we had been both due become compensated right before Christmas time and We knew we couldn’t keep it until then to accomplish the xmas shopping.

After checking the bank i possibly could see we were currently well into our overdraft and the thing that was kept will be necessary for meals and travel. We knew what to accomplish. Like I experienced done during the last month or two before – I would personally just just take down an online payday loan.